Loans

We offer a variety of loan options to meet our customers’ varying financial needs, whether for personal or business purposes. Citizens Bank loans can give you the essential financial help  to attain your goals and fulfil their aspirations.Our loan solutions are personalised to match the specific demands of each customer, with reasonable interest rates and flexible payback terms, ensuring that customers obtain the finest possible credit product that meets their needs.

Gold Loans

Gold loans are a practical and adaptable financial solution that can provide you with immediate access to cash.
  • Maximum security for your gold valuables, assuring their safety and protection.
  • The ability to pay in installments when repaying your loan
  • Friendly and efficient service with knowledgeable staff who can assist you with any inquiries or problems.
  • Instant loan facilities that allow you to acquire the money you need without having to wait for lengthy approval processes.

Business Loans

The Business Loan is a good financing solution for small and medium-sized businesses.
  • Competitive interest rates make it a cost-effective solution to fund your business's demands.
  • Flexible repayment options allow you to select a repayment schedule that works best for your company.
  • There are no prepayment penalties, so you can pay off your loan early and avoid additional fees.

Mortgage Loans

The Mortgage Loan is a great option for individuals looking to purchase a new home or refinance their existing mortgage.
  • Competitive interest rates that make it a cost-effective alternative to finance a home purchase or refinance.
  • Terms that are flexible, allowing you to set a repayment schedule that works for your budget and lifestyle.
  • Loan officers that are dedicated to guiding you through the process and answering any questions you may have.

SME Loans

Our SME loans are designed to help small and medium-sized enterprises grow and achieve their business goals. With competitive interest rates, flexible repayment terms, and dedicated customer support, our SME loans offer a range of benefits to help businesses thrive.

  • Competitive interest rates
  • Flexible repayment plans
  • Quick and hassle-free application process

Micro Finance

Our micro financing facilities are designed to help entrepreneurs and small businesses access the funding they need to start or grow their businesses. With flexible repayment terms, competitive interest rates, and dedicated customer support, our micro financing facilities offer a range of benefits to help businesses succeed.

  • Quick and easy application process with minimal documentation requirements
  • Immediate approval
  • Flexible repayment plans

Vehicle Loans

Our vehicle loan facilities provide a hassle-free way to purchase your dream vehicle. With competitive interest rates, flexible repayment terms, and dedicated customer support, our vehicle loans offer a range of benefits to help you get behind the wheel of your dream car.

  • Quick and easy application process with minimal documentation requirements​
  • A wide variety of vehicles including motorbikes and classic cars
  • Flexible repayment plans
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